Background: The Parish of Wicklow, Wilmot, Peel and Aberdeen (Florenceville/Centreville area) in the Archdeaconry of Woodstock has 4 churches with 2 operating regularly. They were looking to reduce their energy costs for the operation of Good Shepherd and met with the Chair of the Property Committee. While it did not look like an overly strong business case (relatively low energy costs), the Parish had an energy audit completed under the NB Power Energy Smart program

By way of <a href="" target="_blank">NB Power's energy Efficiency Programme</a>, the parish proceeded with an audit and estimates on savings with lighting improvements and the installation of heat pumps, etc. In the end, they went in a different direction as noted by the Rector below:

We installed 4 radiant heaters in Florenceville. They are over 8 feet in length and they each cost a little over $400 each. They all run off one digital thermostat and it is instant heat. They even heat the furniture and the floor. They are on the walls just under the crown molding. We also have 2 fans that were up quite high on the ceiling. So we disconnected them and installed 4 new fans but they are much lower and they help to keep the heat from rising to the ceiling. The heat from radiant heat is not fan forced heat; it is like the sun's heat. It is a very comfortable heat and our people are really enjoying it.

Last year, we put 2 heat pumps in the rectory and we did an energy comparison this year and we are saving about $250 a month on our hydro bill.

My interest was then about the opportunity for radiant electric heaters to be used in other churches that are infrequently used and have the liability of having oil storage requirements on site. It seemed reasonable to expect that this might be a good option that would allow the removal of oil-fired heating equipment and the attendant storage tanks to reduce the potential harm to the environment (and the liability / insurance costs) of having oil on site. An inquiry to our Diocesan Insurance Advisor (Jarvis de Condé) provided the following:

By eliminating oil tanks at any location means we do not have to insure for damage to third parties either for bodily and especially for pollution damage to third party property. (present third party limit is $2,000,000.). When a location is heated solely by electricity, heat exchanger, natural gas or propane, there is no exposures (therefore no premium) unlike the use of oil.

There is an annual premium of $115 per above ground (not buried) tank.

By removing an oil tank also eliminates the exposure of pollution damage to parish property itself. Presently there is a sub-limit of $250,000 applying to damage and cleanup costs to parish property and which only comes into play if the loss/discharge of the oil is from an insured peril – and losses resulting from rust and corrosion are excluded.

There have been two recent pollution losses in the parish. One was insured, the second was not. On the second instant, the oil escape was due to failure of the “filter”. The bottom fell out of it because it had rusted/corroded. The parish had replaced the oil tank, but not the filter, tubing, etc. The damage to this parish property was – not covered.

Elimination of “OIL” just saves an enormous headache in having to handle/adjust such a loss.

For the Parish of WWPA, my records show the heating systems for the parish’s location are:
Christ Church – oil – one tank - $115
Church of the Good Shepherd – electric - $0
Parish Rectory – electric - $0
St. Barnabas Church – oil – one tank - $115
St. Barnabas Hall – propane - $0
St. James’ Church – oil- one tank - $115

R. LeBlanc

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